History

In 1985, Rhett Bray began serving small business owners with their life insurance and disability needs as an agent for New York Life. After 10 years working in the life insurance industry, Rhett broadened his business model to include selling employee benefits, working for insurance carriers such as Blue Cross, PacifiCare, Prudential and Principal Life. In 1995, Rhett left the corporate side of the business and opened Bray & Associates.

Bray & Associates has since grown to become one of Southern California’s top regional business insurance management companies. With offices in Orange County, San Diego County and Palm Springs, Bray & Associates is proud to be considered one of the best insurance management firms dedicated to servicing small and medium-sized companies.

Bray & Associates’ strategy for growth is to follow a boutique approach, taking on a limited number of clients with each receiving hands-on service from the firm’s specialist and management teams. The goal of Bray & Associates is to retain its clients for the long term.